Published July 7, 2026

Top Questions Homebuyers Ask: Part 4 — Before Closing & Moving In

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Written by Sherri Bezold

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Top Questions Homebuyers Ask: Part 4 — Before Closing & Moving In
Congratulations! Your offer was accepted, inspections are done, and you’re almost ready to get the keys. But even at this late stage, buyers have questions — and a few things to be careful about. Let’s cover the essentials.
When Do I Get the Keys?
It’s the big moment you’ve been waiting for! Typically, you’ll get the keys after the loan funds and the home is officially recorded with the county.
Pro Tip: Even if signing the paperwork feels like the finish line, the process isn’t truly complete until everyone has signed their paperwork, the funds have transferred, and everything is recorded.
What Should I Not Do Before Closing?
It might seem like everything’s set in stone, but there are a few things that can derail your mortgage approval:
  • Don’t open new credit cards or take on large loans
  • Don’t quit your job or change careers
  • Don’t make big purchases like a new car or furniture
Your lender needs your financial picture to stay stable until closing. A last-minute surprise can delay or even cancel your closing.
 What’s Next After I Move In?
Moving in is just the beginning of homeownership! Some practical next steps include:
  • Set up utilities and internet in advance
  • Change your address with the post office, banks, and subscriptions
  • Keep up with maintenance — a little preventative care goes a long way
Pro Tip: Keep a Checklist
Closing involves a lot of moving parts. Keep a list of documents, contacts, and deadlines to make the process smoother and less stressful.
Bottom Line:
Closing and moving in is the final stretch, and while it’s exciting, staying cautious and organized is key. Follow these tips, lean on your Realtor, and you’ll enjoy your new home with confidence.
Series Recap:
This series walked through the entire homebuying journey:
  1. Before You Start Looking: How to set your budget and get pre-approved
  2. While Shopping for Homes: What to look for, market insight, and working with a Realtor
  3. Making an Offer & Escrow: Structuring offers, understanding costs, and negotiating
  4. Before Closing & Moving In: Final steps, things to avoid, and moving tips
By knowing the questions to ask and what to expect, you can move through each stage confidently — and maybe even enjoy the process

Categories

Homebuyer, Home Buying Tips, Home Ownership, Market Update, Strategy, Tips and Tricks

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